Senior couple holding hands infront of home

Reverse Your Mortgage, Today

With a Canadian reverse mortgage, you can start drawing an income from the equity in your home so you can continue to stay where you are and live comfortably.

Simple and Easy Steps

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Get Paid

Monthly Payments or Lump Sum

Live Safe

Stay Living in the Home You Love

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Canadian Reverse Mortgages

In Canada, a reverse mortgage is a low interest loan that uses your home’s equity as collateral. Supplementing your income using this sort of equity takeout is tax-free with no mandatory repayments. Plus, it is only available to seniors.

Free Info Kit

What is a Reverse Mortgage?

Reverse Mortgage Definition

Simply put, a reverse mortgage is a home loan.

In Canada, a homeowner who is 55 or older and has equity built up in their home can borrow up to 55%* of the property’s appraised value and receive funds as a lump sum, fixed monthly payment or line of credit. Unlike a traditional mortgage, a reverse mortgage doesn’t require the homeowner to pay back the home loan until the sale of the house or until the passing of the homeowner(s).

Homeowners can use the payments they receive for whatever they want. Some use the equity takeout for investments, going on vacations, paying medical expenses or remodelling their home.

Get Money

Apply for a Canadian Reverse Mortgage to find out if your qualify. You can receive cash in one or more lump sums, or on a regular schedule of your choice, just like a pension.

Stay in Your Home

You still own your home. The reverse mortgage is secured against your home’s equity, and we guarantee that you will never owe more than your home is worth.

No Payments

In Canada, a reverse mortgage requires no payments! You will receive money, and as long as you live in your home, you will not need to make any payments.

Live Freely

Use the proceeds of your Canadian reverse mortgage for anything you like! The money is yours, and you are free to use it to live on your terms.

*Fine Print

With reverse mortgages, a homeowner’s age determines how much money a homeowner can borrow. For more information, talk to one of our reverse mortgage professionals to learn how age determines the amount homeowners can borrow.

Involve the Family

Getting a reverse mortgage is a big step. If you have kids or some family members that you would like us to talk to, just let us know.


Let’s get on a 3-way phone call.

Couple in a house using a small notebook
Senior couple enjoying retirement

Do the things you love.

In Canada, a reverse mortgage is a safe way to fund your lifestyle or retirement goals.

You can use the funds for whatever you want such as investments, renovations and more.

Our Preferred Canadian Mortgage Lenders

A reverse mortgage is a low-interest loan that uses your home’s equity as collateral.

HomeEquity Bank
Equitable Bank

Get in touch
and let us help!