Senior couple outside front door

The retirement your parents dreamed of is in reach 

...and it’s right at their doorstep.

Worrying about the financial wellbeing of your parents or loved ones can be hard. If they own their home and are 55+ they may qualify for a reverse mortgage.*

How It Works in 4 Easy Steps

Call Us

We are Reverse Mortgage Experts


No Obligation or Commitment

Get Paid

Monthly Payments or Lump Sum


Stay Living in the Home You Love

Senior Couple using Tablet

Canadian Reverse Mortgages

With a reverse mortgage, homeowners draw an income from the equity in their property so they can both stay in their home and have income to meet their financial obligations. Whether that’s paying medical expenses, remodelling their home or helping children or grandchildren with a down-payment or tuition, a reverse mortgage is a tax-free solution to supplement income for homeowners 55+.

Your parent or loved one always maintains ownership and control of their home.

Ability to turn up to 55%* of the home value into cash.

Proceeds are tax-free.
Flexible withdrawal options.
No Negative Equity Guarantee.*

Retire with Confidence

Join the thousands of seniors in Canada who get a reverse mortgage as part of their retirement solution every year. Purpose-built for seniors 55+ it allows them to turn their home equity into tax-free cash.

Our Mortgage Lenders

Lotus Income is the first Canada-wide independent information provider specializing in home equity income products.  We work with federally-regulated, top-tier Schedule 1 banks and offer reverse mortgage products from these lenders.

HomeEquity Bank
Equitable Bank

Get in touch
and let us help!

*Fine Print

To qualify to a reverse mortgage the homeowner(s) must be Canadian, both of age 55 or older, and the home must remain the primary residence. With reverse mortgages, age is a factor on how much money a homeowner can borrow. Learn how age determines the amount homeowners can borrow.

Product Guarantee. As long as the homeowner(s) meet any mortgage obligations, Lotus Income guarantees that the amount you will have to pay on the loan due date will not exceed the fair market value of the home. If the home depreciates in value and the mortgage amount due is more than the gross proceeds from the sale of the property, Lotus Income covers the difference between the sale price and the loan amount. The guarantee excludes administrative expenses and interest that has accumulated after the due date.

For more information, talk to one of our reverse mortgage professionals. 

Lotus Income

© 2024 Lotus Income - Specializing in Canadian Reverse Mortgages.  Although we make every attempt to ensure our reverse mortgage information is correct, Lotus Income does not guarantee the accuracy of the information on our website. Please speak to a mortgage broker for the latest details. Mortgage application form powered by Wizara.